Getting started with you household budget.     Budgeting towards needs and goals. One of the objectives of creating a household budget is that, as time moves on and the various household members advance in their careers, they are likely to make more money. Knowing where that money goes can help direct that money to…

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How To Prepare For The Unexpected: Financial Preparedness Tips     Many Americans will have had to rebuild after a divorce, health crisis, disaster, or emergency. Are you ready for the what-if’s and oh-no’s that are a part of life? In stressful times having access to personal financial, medical, insurance information can be helpful to…

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Tax & Estate Strategies Update for Married LGBTQ+ Couples   In this age of marriage equality, there are new possibilities.   The 2015 Obergefell v. Hodges Supreme Court decision streamlined tax and estate strategizing for married LGBTQ+ couples. If you are filing a joint tax return for this year or thinking about updating your estate…

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Short Sales in an Economic Downturn By Eileen W. Smith The recent economic downturn related to Covid 19 virus has raised questions once again regarding the feasibility of Short Sales.  First, the definition of a short sale is when a mortgage lender agrees to allow you to sell your home for less than what is…

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To Make Golfing More Affordable in Retirement, Consider a Golfing Community For active seniors with a passion for playing golf, there are many golfing retirement communities located across the United States to consider as your primary retirement residence. Imagine living surrounded by beautifully-maintained green-grass vistas, just a short walk away from your community clubhouse. Picture…

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