When Should I Start Thinking About Creating A Will? By Sarah Siedentopf   A Last Will and Testament is an incredibly important document, in that it ensures your wishes are carried out after your death.  For many people, the process of creating a will may seem daunting, or, some may be confused about the appropriate…

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Should You Choose a Fixed or Variable? Thinking about your mortgage. Buying a home is the single largest financial commitment most people ever make. And sorting through mortgages involves a lot of critical choices. One of these is choosing between a fixed- or variable-interest-rate mortgage.   True to its name, fixed-rate mortgage interest is fixed…

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A Plan for All Seasons Your Estate Planning Checklist Things to check & double-check as you prepare.   Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who die without their financial affairs in good order risk leaving their heirs some…

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