{"id":7448,"date":"2021-12-30T15:46:18","date_gmt":"2021-12-30T20:46:18","guid":{"rendered":"https:\/\/scarletoakfs.com\/?p=7448"},"modified":"2023-07-24T16:35:19","modified_gmt":"2023-07-24T20:35:19","slug":"economic-recap-for-2021","status":"publish","type":"post","link":"https:\/\/scarletoakfs.com\/economic-recap-for-2021\/","title":{"rendered":"Economic Recap for 2021"},"content":{"rendered":"

A look back at 2021 thus far<\/strong><\/h3>\n
The year in brief.<\/strong><\/h5>\n

2021 has been a year of economic and business recovery \u2013 a recovery tempered by the delta variant of the coronavirus, but a rebound nonetheless.<\/p>\n

Stateside economic indicators were largely up this year, some strikingly so. As more industries opened up fully in the first half of the year, pent-up consumer demand for goods and services grew quickly, but supply could not keep up in many sectors. Inflation made a comeback, and analysts were divided on whether it would decline in the near term or persist at elevated levels. Cheap oil became a memory, along with cheap gas. Congress spent much of the year trying to compromise on a multitrillion-dollar infrastructure bill, and more recently started working on debt limit and budget legislation. Around the world, supply-chain issues and ongoing vaccination efforts tempered global growth.<\/p>\n

The U.S. economy.<\/strong><\/h5>\n

On the whole, consumers ramped up their spending in 2021, and that boosted gross domestic product (GDP). The economy expanded at a 6.3% annualized pace in the first quarter, then 6.7% in the second; the Conference Board and the Federal Reserve Bank of Atlanta respectively see 3.5% and 1.3% annualized GDP for Q3, given the summer drag from the delta variant.1,2<\/sup><\/p>\n

A rush of pent-up cash and stimulus payments contributed to a personal spending surge this spring \u2013 a record 12.0% jump in the second quarter. Federal spending hit a 4.2% annualized pace in Q1, also playing a role in this year\u2019s economic resurgence.3<\/sup><\/p>\n

The jobless rate continued to decline from its recent peak of 14.7% (April 2020). The Department of Labor measured 6.3% unemployment in January; by September, there was just 4.8% joblessness, and 7.7 million people out of work. Those numbers still lag behind February 2020, when there was 3.5% unemployment and 5.7 million people without jobs.3,4<\/sup><\/p>\n

Federal government data showed consumer inflation hitting 5.4% in September. The Federal Reserve made no benchmark interest rate adjustments despite this year\u2019s inflation pressure. At its September meeting, however, it did decide to gradually reduce its monthly purchases of securities and bonds, and plot a mid-2022 end to its current economic stimulus campaign. The CME Group\u2019s FedWatch tool, a private-sector barometer of the probability of benchmark interest rate moves, projects the central bank making at least one rate increase by September 2022.4<\/sup><\/p>\n

U.S. stock benchmarks have performed well so far in 2021. Coming into Halloween, the Standard & Poor\u2019s composite index was up 21% year-to-date.5<\/sup><\/p>\n

The S&P 500 is an unmanaged group of securities considered to be representative of the stock market in general. Index performance is not indicative of the past performance of a particular investment. Past performance does not guarantee future results. Individuals cannot invest directly in an index. Investing involves risks, and investment decisions should be based on your own goals, time horizon, and risk tolerance. The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost.<\/p>\n

The global economy.<\/strong><\/h5>\n

The International Monetary Fund estimates global GDP of 5.9% for 2021 followed by 4.9% expansion next year. Among its 2022 nation-specific growth forecasts: 5.2% for the U.S., 5.6% for China, 4.3% for the euro area.6<\/sup><\/p>\n

Manufacturing slowdowns and trade issues linked to the pandemic dented China\u2019s economy this summer. The Republic\u2019s official Q3 GDP estimate was 4.9%, a setback from the 7.9% yearly growth pace in Q2. The same issues affected the euro area, where inflation rose to a 13-year peak in September.7,8<\/sup><\/p>\n

Global demand for oil strengthened this year as key economies returned to full speed. An oil rally gained momentum, taking the price of WTI crude above $84 in late October (a 7-year high). The price of Brent crude, the global benchmark, concurrently topped $86 (a 3-year peak). Retail gas prices rose during 2021 as well.9<\/sup><\/p>\n

MSCI\u2019s EAFE index, which tracks international stock benchmark performance, was up about 9% for the year approaching Halloween. Among major foreign indices, India\u2019s Nifty 50 and Sensex were out in front this fall, with YTD gains approaching 30%. Brazil\u2019s Bovespa was the poorest performer among consequential indices, retreating nearly 11% YTD by late October.10,11<\/sup><\/p>\n

MSCI EAFE is an unmanaged index that tracks developed overseas stock markets. India\u2019s Sensex and Brazil\u2019s Bovespa are considered representative of their respective markets. Individuals cannot directly invest in unmanaged indexes. Past performance does not guarantee future results. International investments carry additional risks, which include differences in financial reporting standards, currency exchange rates, political risks unique to a specific country, foreign taxes and regulations, and the potential for illiquid markets. These factors may result in greater share price volatility.<\/p>\n

Looking back, looking forward. <\/strong><\/h5>\n

Here in Q4, investors are witnessing what may be a very strong earnings season. As of October 22, 23% of S&P 500 member companies had reported third-quarter results, with the blended earnings growth rate for the S&P 500 at 32.7%, according to stock market analytics firm FactSet. The blended earnings growth rate combines actual results for companies that have reported and estimated results for companies that have yet to report.<\/p>\n

If that percentage holds, it will be the third-highest year-over-year earnings growth rate for the index since 2010. What concerns Wall Street is the guidance. Companies are dealing with higher costs than they were a year or two ago, some stemming from inflation, others resulting from supply chain interruptions and COVID-19; that could hurt 2022 earnings.12<\/sup>\u00a0<\/strong><\/p>\n

The inflation pressure we see now may persist well into 2022. Less bond buying from the Fed means less liquidity in the financial markets \u2013 and a rate hike could occur next year.<\/p>\n

Some analysts are fretting about these factors and their possible impact on equities, but in the big picture, the Federal Reserve sees 3.8% growth for the economy in 2022. If that proves true, it would be the second-best GDP number since 2004. Consumer spending, the housing market, and the job market have all appear to have momentum, and may retain that strength into 2022.3<\/sup><\/p>\n

As a reminder, fall and winter can be volatile on Wall Street, and short-term volatility does not always warrant a reaction. Experienced investors with an eye on the long term know that volatility is part of the investing process, and investors who have a shorter term horizon need to consider their risk tolerance and overall investing goals.<\/p>\n

Have a great holiday season, and a wonderful 2022. Scarlet Oak Financial Services can be reached at\u00a0<\/b><\/strong>800.871.1219<\/b><\/strong><\/a>\u00a0or\u00a0<\/b><\/strong>contact us here<\/b><\/strong><\/a>.\u00a0\u00a0<\/b><\/strong>Click here<\/b><\/strong><\/a>\u00a0to sign up for our weekly newsletter with the latest economic news.\u00a0<\/b><\/strong><\/p>\n

Source<\/h5>\n

This material was prepared by MarketingPro, Inc.<\/a>, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note – investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. Economic forecasts set forth may not develop as predicted.<\/em><\/p>\n

 <\/p>\n

Citations <\/strong><\/em><\/h5>\n
    \n
  1. Bureau of Economic Analysis, October 23, 2021<\/em><\/li>\n
  2. Conference Board, October 13, 2021<\/em><\/li>\n
  3. Bankrate, October 14, 2021<\/em><\/li>\n
  4. Bureau of Labor Statistics, October 8, 2021<\/em><\/li>\n
  5. Wall Street Journal, October 24, 2021<\/em><\/li>\n
  6. International Monetary Fund, October 12, 2021<\/em><\/li>\n
  7. The Conversation, October 21, 2021<\/em><\/li>\n
  8. U.S. News, October 22, 2021<\/em><\/li>\n
  9. CNBC, October 24, 2021<\/em><\/li>\n
  10. Wall Street Journal, October 24, 2021<\/em><\/li>\n
  11. Investing.com, October 24, 2021<\/em><\/li>\n
  12. FactSet, October 22, 2021<\/em><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

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