{"id":578,"count":11,"description":"<div>\r\n<div>\r\n\r\n<strong>Budgeting<\/strong> is the process of creating a financial plan for a specific time, such as a month, quarter, or year. It involves estimating the amount of money earned and the expenses incurred during that period and allocating those funds to different categories such as housing, food, transportation, entertainment, savings, and other expenses. Budgeting aims to ensure that an individual's financial resources are used effectively and efficiently to achieve their financial goals. 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