Posts Tagged ‘spending’
How to Take Charge of Your Financial Life
Taking Charge of Your Financial Life Delegating responsibilities to others may lead to problems down the road. When you are putting together a household, it isn’t unusual to delegate responsibilities. One spouse or partner may take on the laundry, while another takes on the shopping. You might also decide which one of you vacuums…
Read MoreTo Make Golfing More Affordable in Retirement, Consider a Golfing Community
To Make Golfing More Affordable in Retirement, Consider a Golfing Community For active seniors with a passion for playing golf, there are many golfing retirement communities located across the United States to consider as your primary retirement residence. Imagine living surrounded by beautifully-maintained green-grass vistas, just a short walk away from your community clubhouse. Picture…
Read MoreIRA Withdrawals That Escape the 10% Penalty
IRA Withdrawals That Escape the 10% Penalty The list of these options has grown. An IRA, or Individual Retirement Account, is a tax-advantaged savings account that is subject to special rules regarding contributions and withdrawals. One of the central rules of IRAs is that withdrawals prior to age 59½ are generally subject to a…
Read MoreThe Cost of Procrastination
The Cost of Procrastination Don’t let procrastination keep you from pursuing your financial goals. Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on your…
Read MoreYour Emergency Fund: How Much is Enough?
Your Emergency Fund: How Much is Enough? An emergency fund may help alleviate the stress associated with a financial crisis. Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then,…
Read More