Tax Efficiency in Retirement

What role should taxes play in your investment decisions?       Will you pay higher taxes in retirement? Do you have a 401(k) or a traditional IRA? If so, you will receive income from both after age 72. However, if you have saved and invested much of your life, you may also end up retiring…

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Retirement Questions That Have Nothing to Do With Money

Retirement Questions That Have Nothing to Do With Money Think about these factors before you leave work for the last time.     Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors that don’t come with an obvious price tag. Here are some non-monetary factors…

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Have You Budgeted for Retirement?

Have You Budgeted for Retirement? Creating a strategy for success.   Run the numbers. There is a rule of thumb for retirees suggesting that retirement income has a target of 70-80% of the household’s end salary, though this can certainly vary. So, years before leaving work, sit down (perhaps with the financial professional you know…

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Lunch and Learn- Social Security 101

Confused about your Social Security benefits and need some answers? With over 2,700 regulations that govern Social Security, it’s not surprising that few people feel confident with the Social Security claiming process.  At this seminar you will get to hear from National Social Security expert, Faye Sykes and get her years of knowledge about Social…

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Social Security and Medicare 101 March 13, 2019 11:30 to 12:30

Please join Faye Sykes and Laurie Colestock as the cover the basics on Social Security and Medicare. There is limited seating and we will be providing lunch. RSVP to melinda@scarletoakfs.com to secure your spot. Not associated with or endorsed by the Social Security Administration or any other government agency.

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