Understanding Your Home Buying Budget

Creating a home buying budget is an essential step in the home purchasing process. It may be easier to go through the pre-approval stage and choose to let that guide your budget. But sometimes, what you can get approved for and what would work for your long-term budget, financial goals, retirement, and financial stability DON’T…

Read More

How is your Credit Score used in the home buying process?

Your credit score helps determine the interest rate and other costs you pay on a mortgage loan. Mortgage lenders don’t just pull one fico credit score but verify your fico score from each of the three credit bureaus: Equifax, Experian, and Transunion. A credit score is a rating of your past financial history- a risk…

Read More

Changes to Paycheck Protection

Changes to Paycheck Protection Information for small business owners to consider.   On Monday, Feb. 22, the White House announced several changes to the Paycheck Protection Program (PPP) that went into effect on Wednesday, Feb. 24. These changes are intended to further target “the smallest businesses and those that have been left behind in previous…

Read More