Posts Tagged ‘financial literacy’
What to do with an old 401(k)?
What to do with an old 401(k)? Laid off during an economic crisis like now can be difficult. Leaving your old 401(k) behind should not be. There are some great advantages to rolling over your old 401(k)’s and IRA’s into one consolidated IRA. This includes – #1 More investment options– Unlike 401(k)s which reduces options…
Read MoreMaking Decisions About Life Insurance
Making Decisions About Life Insurance Life insurance choices can be confusing. Man is Mortal. That makes life insurance a little unique and interesting, doesn’t it? We purchase things like health insurance, car insurance and home insurance, then hope we never have a need to use them. Life insurance is different because it’s a widely…
Read MoreWhen Should I Start Thinking About Creating A Will?
When Should I Start Thinking About Creating A Will? By Sarah Siedentopf A Last Will and Testament is an incredibly important document, in that it ensures your wishes are carried out after your death. For many people, the process of creating a will may seem daunting, or, some may be confused about the appropriate…
Read MoreIRA Withdrawals That Escape the 10% Penalty
IRA Withdrawals That Escape the 10% Penalty The list of these options has grown. An IRA, or Individual Retirement Account, is a tax-advantaged savings account that is subject to special rules regarding contributions and withdrawals. One of the central rules of IRAs is that withdrawals prior to age 59½ are generally subject to a…
Read MoreThe Cost of Procrastination
The Cost of Procrastination Don’t let procrastination keep you from pursuing your financial goals. Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull over, the officer gets out, and your heart drops. “Are you aware the registration on your…
Read More