What’s a down payment, and how to save for it?

People ready to take the step into homeownership need to create a savings plan for their down payment before they even look at the first home. A down payment is a large initial payment that you make when you buy a property, and it is required for most types of mortgages, though VA and USDA…

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Understanding Your Home Buying Budget

Creating a home buying budget is an essential step in the home purchasing process. It may be easier to go through the pre-approval stage and choose to let that guide your budget. But sometimes, what you can get approved for and what would work for your long-term budget, financial goals, retirement, and financial stability DON’T…

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