How to Reduce Your Debt-to-Income Ratio (And When Not To) According to the Consumer Financial Protection Bureau, “Your debt-to-income ratio is all your monthly debt payments divided by your gross monthly income. This number is one way that lenders measure your ability to manage the monthly payments to repay the money you plan to borrow.”…

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Getting started with you household budget.     Budgeting towards needs and goals. One of the objectives of creating a household budget is that, as time moves on and the various household members advance in their careers, they are likely to make more money. Knowing where that money goes can help direct that money to…

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Are you controlling your debt or is it controlling you? “Your financial identity is fluid and subjective. Update it anytime you like.”~ Bari Tessler Part of creating a plan for your financial life is debt control. Whether you are battling debt because of sudden loss of income, a large emergency expense or going overboard with…

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Are you shopping all the time? Can’t spend any money at all without getting nervous? Can’t ask for a raise? Avoid opening statements? Learn tips to push past money fear and find balance in your money life! Join us for our seminar hosted by Allan Duncan. This is a RSVP event, please register to join…

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Are you trapped in the fear that surrounds money? Ready to start to take charge and find balance in your financial life? Join us!

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