How is your Credit Score used in the home buying process?

Your credit score helps determine the interest rate and other costs you pay on a mortgage loan. Mortgage lenders don’t just pull one fico credit score but verify your fico score from each of the three credit bureaus: Equifax, Experian, and Transunion. A credit score is a rating of your past financial history- a risk…

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What is a credit score & how to improve it?

What is a credit score & how to improve it? Your credit score impacts many aspects of your financial life, from being able to get loans for cars and homes to the interest rate you pay. Credit scores determine deposits for utilities, job seekers’ responsibility by prospective employers, and even comes into play for insurance…

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Ways to Repair Your Credit Score- New Year, New You, Atlanta

Steps to get your credit rating back toward 720.                            We all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curve and that score declines. What steps can we take to repair it?    Reduce your credit utilization ratio (CUR).…

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