Have You Budgeted for Retirement? Creating a strategy for success.   Run the numbers. There is a rule of thumb for retirees suggesting that retirement income has a target of 70-80% of the household’s end salary, though this can certainly vary. So, years before leaving work, sit down (perhaps with the financial professional you know…

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Is Your Company’s 401(k) Plan as Good as It Could Be? Two recent court rulings may make you want to double-check.   How often do retirement plan sponsors check up on 401(k)s? Some small businesses may not be prepared to benchmark processes and continuously look for and reject unacceptable investments.   Do you have high-quality…

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As a small business owner, you may want a better retirement plan – one that will let you and your key employees save much more for retirement. If the annual contribution limits on standard retirement plans disappoint you, you should know about these alternatives. Simplified Employee Pension plans (SEPs). A SEP allows your business to…

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